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Solutions for Final Expenses

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The best Final Expense Senior Services

Eliminate Your Loved Ones’ Financial Burdens

Losing a loved one is difficult. Having to pay out-of-pocket for funeral and burial expenses only adds to the stress. That’s why The Best Senior Services is introducing you to an option that will alleviate the financial burden of costs and debts left behind by a family member.

These expenses are commonly referred to as burial insurance, final expense insurance and/or funeral insurance. The goal of final expense plans is to pay the death benefit to a beneficiary to cover any costs or debts left behind. Pre-planning your funeral insurance costs allows you to document your final wishes and allocate how much of a policy will go toward final arrangements. Claims can be paid in as little as 24 hours.

The costs associated with the care of your body after death are typically around $9 thousand or more. This amount does not include any debts or bills you might have acquired, which would also be left for your family to pay. You can cover these costs with a burial insurance policy. Policies typically range from $10 thousand to $100 thousand. The monthly cost for final expense depends on several factors like coverage amount, age and health. Monthly premiums are typically between $30 and $70.

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A funeral insurance policy tends to have these features:

 

The difference between typical life insurance and final expense insurance is that life insurance policies are primarily intended to replace income. This is important to families in early life or when they are working, raising children, or making car payments. Traditional life insurance policies may not fit with people’s lifestyles as they age. This allows the older generation to turn to final expense policies at a much lower cost.

 

If you’re debt-free, or have funds set aside for funeral and burial expenses, you may want to consider a funeral insurance plan to assist with medical bills accumulated near the end of life. Medicare and other senior health insurance programs typically have a limit on coverage for items like inpatient respite care, emergency care and continuous home care. The use of final expenses protects loved ones from these financial responsibilities by covering these expenses completely.

 

If you’re interested in discussing these policies with a licensed representative in your state, return to the top of the page and enter your contact information.