An image of a senior women considering her living arrangements.

Aging in Place vs. Assisted Living: Making the Right Choice for Your Golden Years

Retiring is both fun and challenging. Where and how one spends one’s golden years is relevant. Aging has many considerations, including deciding between an aging-in-place or an assisted living facility.   Both options offer distinct advantages and …

An image of a family reviewing mortgage protection options on their laptop.

Mortgage Protection Trends to Watch for in 2024

New trends and predictions are giving some insurance investors more confidence. The economy and housing sector have faced challenges staying stable because of global changes, especially in 2023. However, there is hope as the year ends. On the other han …

An elderly women considering purchasing an annuity.

When is Purchasing an Annuity a Good Idea?

Many have increasingly turned to annuities to secure a stable retirement. An annuity is a financial product. It provides a steady and reliable income stream over a specified period or for the entirety of one’s life.   It acts as a contractual agre …

Senior citizen celebrating over making financially sound choices.

Wise Wallets, Happy Hearts: Financial Tips for Seniors in 2024

Financially, going through the golden years is a joyous adventure. But managing finances can feel like a tricky puzzle.   Don’t worry – TBSS is here to make it easy for you! In 2024, as you navigate your retirement journey, understanding your fina …

Aging man looking in shock at his cell phone

Your Comprehensive Final Expense Guide for 2024

Final expense life insurance is a specialized policy coverage designed to cater to the financial obligations associated with end-of-life expenses.   Its fundamental purpose is to provide a financial safety net for loved ones during grief and loss, …

Whole Life Insurance Advantages And Disadvantages

Like any other financial product, whole life has advantages and disadvantages, along with some unique features. It provides permanent coverage, guaranteed premiums that don’t increase, has guaranteed cash values, a guaranteed death benefit, and offers …

Grandfather, Senior Activities, Senior assistance

Services That Most Seniors Need

Home Care for Seniors Aging is both a natural and inevitable part of life. The golden years are a time people should embrace. It is also important to recognize the changes and limitations that are part of the aging process. While maintaining a sense of …

Understanding Retirement Distribution: Making sure your retirement funds go to you

“As much as 70 percent of your hard-earned retirement funds can be eaten up by income, estate and state taxes,” says IRA guru Ed Slott, author of the retirement-planning books “Fund Your Future: A Tax-Smart Savings Plan in Your 20s and 30s” and “The Re …

Gardening for Senior Citizens

It’s common for aging loved ones to feel overwhelmed by new senior living environments, and the benefits of gardening for mental health are outstanding. Maintaining a garden, or even caring for a single plant, gives them control in an unfamiliar situat …

Meal prep tips for seniors that will make cooking easier

While there is no one tip that will work for everyone, there are a few ideas you can incorporate into your week that will help make cooking easier on you and your older loved one. Make a plan and write it down. Sit down on a Sunday and plan out your lo …