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Important Documents You Can TOSS

On the last day of school, children are thrilled to throw away or burn any homework they kept during the school year. In fact, some colleges used to host rituals in which graduating seniors would burn all of their class notes. It meant that their paper …

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9 Financial Decisions You May Regret Later

No one is perfect. If we were, we wouldn’t be needing to address regrets and mistakes. You’ve made many mistakes in your life, and there are going to be multiple times when you’ll make more. The only thing you can do is learn from them. But sometimes, …

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When to Enroll in Social Security

If you’re nearing your 62nd birthday, you’ve probably heard from the Social Security Administration (SSA) a few times in regard to signing up for your Social Security benefits. And, if you’re worried about not knowing what to do, don’t be. Social Secur …

Prepare for Medicare

How to Prepare Yourself for Medicare

You’ve prepared yourself for many things throughout your life: your first day of work, your wedding, your first child. Now it’s time to prepare yourself for the next big thing, Medicare. Medicare is a confusing concept to immediately understand. It tak …

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When to Trust What You’re Reading Online

Do you remember when the internet was first created? As the internet slowly progressed, parents and guardians were quick to tell children not to believe everything they’ve read online. But we’ve now entered an era where almost everything takes place on …

6 advantages to reverse mortgage

6 Disadvantages to Reverse Mortgages

It doesn’t take a lot of effort for anyone to become confused about the financial services that are offered to him or her. And when you throw around the concept of a reverse mortgage, you can almost count on uncertainty and doubt.   If you need a …

7 benefits to reverse mortgage

7 Advantages of Reverse Mortgages

As you get older, you’ll notice a lot of plans and programs you can sign up for. This could be for your health, your retirement, or your home. One of these plans you may hear about is a reverse mortgage, designed for seniors who are 62 and older who ha …

6 Ways to Protect Yourself from Being Scammed

We’re all familiar with what a scammer is: someone who will tell you false information to gain access to your money or identity. As we grow further into a digital era, we become more aware of the scamming techniques that may be used against us to take …

How to Switch to a Better Medicare Plan

Nobody should settle when it comes to health insurance. Your health insurance plan should be chosen based on how well it fits your lifestyle. And sometimes, as your lifestyle changes, your healthcare needs change too. If you are enrolled in Medicare, a …

Welcome to TBSS!

Introducing TBSS: What Do We Do? TBSS was created with a mission of providing seniors with an information hub for senior-specific concerns such as Medicare, various types of insurance and financial services, and other pieces of advice.  We are also par …